Divorce Calculator UK is a free financial settlement calculator for people going through divorce or separation in England and Wales. Enter your assets, property, pensions, savings and debts to model how a court would likely divide your finances under the Matrimonial Causes Act 1973.
Yes. The basic calculation is completely free with no account required. Enter all your financial data and view the asset pool chart and scenario structure immediately. A full analysis including scenario comparison, stress testing, 5-year financial projections and a downloadable PDF Structured Financial Brief is available for £79 with 12 months unlimited access.
Anyone going through divorce or separation in England and Wales who wants to understand their financial position before consulting a solicitor, negotiate a fair settlement, reduce legal costs by arriving at professional consultations already informed, or model the long-term financial implications of a proposed settlement. Average UK divorce legal fees are £12,000 to £15,000 — this tool helps users quantify their position for free or £79.
English and Welsh family law under the Matrimonial Causes Act 1973. This tool is not applicable to Scottish law. All income calculations use 2025/26 HMRC income tax and National Insurance rates. Financial data entered into the calculator is processed entirely in-browser and not transmitted to any server.
No. This tool provides financial modelling based on general principles of English and Welsh family law. It is not legal advice and does not predict court outcomes. For advice specific to your situation consult a qualified family law solicitor.